As of June 9, 2025, Social Security continues its monthly disbursement schedule for Retirement, Disability (SSDI), and Survivors’ Benefits, with payments landing between June 11 and June 25.
Meanwhile, Supplemental Security Income (SSI) recipients received their June payment early, on May 30, due to June 1 falling on a Sunday
June 2025 Payment Schedule
| Recipient Group | Birth‑Date or Condition | Payment Date |
|---|---|---|
| SSI recipients & those on benefits pre‑May 1997 | All | May 30 |
| RSDI (Retirement, Disability, Survivors) | Born 1st–10th | June 11 (2nd Wed) |
| RSDI | Born 11th–20th | June 18 (3rd Wed) |
| RSDI | Born 21st–31st | June 25 (4th Wed) |
Note: RSDI refers collectively to Retirement, Survivors, and Disability Insurance benefits.
Why Payment Dates Differ
- Since May 1997, new RSDI recipients are grouped into three monthly cycles based on birth date, with payments on the 2nd, 3rd, or 4th Wednesday
- SSI recipients and those who began receiving benefits before May 1997 remain on the Cycle 1 schedule, with payments on the 1st of the month or adjusted to the previous business day when needed
2025 Payment Amounts & Adjustments
Cost‑of‑Living Adjustment (COLA) for 2025 was 2.5%, boosting monthly benefits:
- Average retirement benefit: $1,976
- Average SSDI benefit: $1,581.88
- Average Survivors benefit: $1,565.52
- Average SSI benefit: $717.87, with maximums of $967 (individual) or $1,450 (couple)
Maximum Monthly Benefits (2025):
- Age 62: Up to $2,831
- Full Retirement Age: Up to $4,018
- Age 70: Maximum $5,108
What Could Affect Your June Payment
- Early SSI Payment (May 30)
June 1 fell on a Sunday, so SSI aligns to the preceding business day - Garnishments for Student Loans
About 450,000 Social Security recipients faced up to 15% garnishment in June due to defaulted federal student loans i - Holiday Shift (Juneteenth)
When the 3rd Wednesday falls on or near a federal holiday, payment may shift, but in June 2025, dates align without conflict l - SSA Operational Strain
Record numbers of new claims and staff reductions may delay claims processing—though scheduled monthly payments should remain unaffected
What to Do if Your Payment Is Delayed
- Wait three days after expected date before taking action
- Check with your bank or the SSA via 1‑800‑772‑1213 or My Social Security.
- If garnishment is suspected, verify default status at studentaid.gov and contact the loan servicer for resolution options.
June 2025 Social Security payments run from May 30 (SSI) through June 25 (final RSDI groups), with no major shifts beyond early processing and garnishment issues.
Review your expected date, anticipate any deductions, and confirm with SSA or your loan servicer if discrepancies arise.
FAQs
Why did my SSI payment come on May 30, not June 1?
Because June 1 was a Sunday, the SSA issued payments early on Friday, May 30
I was born June 15—when is my RSDI check?
Your benefit arrives on Wednesday, June 18, aligning with the 3rd‑Wednesday payment cycle
Why did my June benefit look smaller?
If you see around a 15% reduction, it’s likely due to student‑loan garnishment for defaulted federal loans