Kim
Millions of Americans rely on Social Security benefits each month—covering retirement, survivor, and disability payments. This week, recipients scheduled to receive up to $5,108 may see funds hit their bank accounts. Payments vary depending on birthday, with key dates in June coming up.
June Payment Dates Based on Birth Date
The Social Security Administration (SSA) distributes payments monthly on Wednesdays, determined by the recipient’s birth date. Here’s how June 2025 looks:
| Birth Date | June Payment Date | Notes |
|---|---|---|
| 1–10 | June 11 | Second Wednesday |
| 11–20 | June 18 | Third Wednesday |
| 21–30 | June 25 | Fourth Wednesday |
| Pre‑May 1, 1997* | June 3 | Early benefit filers |
*Includes those receiving SSI or who filed benefits before May 1997.
Payments are staggered to manage volume, and public holidays or weekends may shift dates slightly. If your payment doesn’t arrive, allow three business days before contacting SSA.
How Much Can You Receive?
Benefit amounts vary widely based on filing age and work history:
| Filing Age | Maximum Monthly Benefit (2025) |
|---|---|
| 62 (early retirement) | $2,831 |
| Full Retirement Age (~67) | $4,018 |
| 70 (delayed retirement) | $5,108 |
- The average monthly benefit as of April 2025 stands around $1,999–$1,976.
- Though up to $5,108 is available at 70, most retirees receive closer to the average figure.
Why Payment Dates Differ
The SSA staggers payouts by birth date to:
- Spread workload across the month
- Align with Wed-Friday payment priority
- Accommodate date shifts due to holidays/weekends
Those with early birthdays get paid on the second Wednesday; mid-month birthdays follow the third, and late-month on the fourth Wednesday.
Are Payments Up to $5,108 This Week?
Yes. Recipients who:
- Are aged up to 70, and
- Delayed claims until age 70 with a full 35-year high-earning history
…can receive up to $5,108 monthly, due to delayed retirement credits. That maximum is hitting accounts this week for qualifying beneficiaries.
What to Do if You Don’t See It
- Check whether your payment date applies to you
- Wait 3 business days past payment date
- Contact your bank—delays may occur
- If still missing, call SSA immediately
Payment Delays & SSA Backlog
Thanks to the Social Security Fairness Act, millions began receiving retroactive increases earlier this year. While 91% of affected claims have been processed, complicated backlog cases are still being resolved. This may be causing some delays in payments or updates.
If your birthday falls within the 1–10 range, expect a Social Security deposit on June 11. That amount could be as much as $5,108 if you delayed claiming until age 70 and meet eligibility rules. For mid-month birthdays, payments arrive on June 18, and late-month on June 25.
Keep in mind, most beneficiaries receive around $2,000 monthly, but $5,108 is the top-tier payout for those who delayed their benefits and have strong earnings history.
Delay and amount matter—which is why timing your claim strategically can significantly boost your monthly income.
FAQs
Who gets payments up to $5,108?
Anyone retiring at age 70 in 2025, with full 35 years of high taxable earnings, qualifies for the maximum $5,108 monthly benefit.
What if my payment is late?
Allow 3 postal days post-Wednesday. Still missing? Contact your bank, then the SSA if needed.
Why are payment dates spread out?
SSA uses staggered Wednesdays—based on birthdays—to manage distribution load and avoid holidays.