Every month, the Social Security Administration (SSA) pays benefits to nearly 70 million Americans, including retirees, disabled individuals, and survivors. These critical payments are distributed on three Wednesdays each month, based on the recipient’s date of birth.
With the first June payout having been sent on Wednesday, June 11, two more payment days are fast approaching—June 18 and June 25.
Marking these dates on your calendar is essential to ensure your benefits are received on time and to avoid any unnecessary stress or confusion.
June 2025 Social Security Payment Schedule
The SSA payment schedule is determined by your birthday. Here’s how the June payments are broken down:
| Birthday Range | Payment Date |
|---|---|
| 1st–10th | Wednesday, June 11 |
| 11th–20th | Wednesday, June 18 |
| 21st–31st | Wednesday, June 25 |
If your birth date falls between the 11th and 20th, your next Social Security check will arrive on Wednesday, June 18.
Special Exceptions to Note
Not all beneficiaries follow the standard Wednesday schedule:
- Pre-May 1997 Beneficiaries
Claimants who began receiving benefits prior to May 1997 have a separate schedule and were paid on June 3 this month. - SSI Recipients or Dual Beneficiaries
Those receiving Supplemental Security Income (SSI) get paid on the 1st of the month, and Social Security follows on the 3rd. In June, SSI recipients were paid early, on Friday, May 30, because the 1st fell on a Sunday.
What You Could Receive in June
Thanks to the 2.5% Cost‑of‑Living Adjustment (COLA) applied in January 2025, here are the latest average monthly benefit amounts:
- Retirement Benefits: $2,002
- SSDI (Disability): $1,582
- Survivor Benefits: $1,567
- SSI Recipients: $718
The maximum retirement benefit in 2025 is $5,108 monthly, available to those who delay claiming until age 70.
Why These Specific Dates Matter
These dates are more than calendar reminders—they affect:
- Budget Planning
Knowing your payout date helps you plan around monthly bills and essentials. - Stress Reduction
No more anxiety over missing payments or delayed funds—just peace of mind. - Protection Against Scams
Being aware of your payment schedule helps you identify fraudulent communications and encourages safe handling of SSA notices.
What to Do If You Don’t Receive Your June 18 Payment
SSA advises beneficiaries to wait three business days past the scheduled date before taking action. If you still haven’t received your payment:
- Verify with Your Bank
Ask if the payment is pending or pending processing. - Check Your SSA Account
Review your “my Social Security” profile for updates or delays. - Contact SSA
If there’s no resolution, call 1-800‑772‑1213. Have your Social Security number and payment date ready.
Maximizing Your Social Security Benefits
Your claiming age significantly affects your monthly benefit amount:
- Full Retirement Age (FRA) for individuals born in 1960 or later is 67.
- Claiming at age 62 reduces your benefit (e.g., $2,831 average).
- Waiting until age 70 earns the maximum possible benefit of $5,108 per month thanks to delayed retirement credits.
Therefore, strategic delay of benefits can bring substantial long-term gains.
Carefully Track These June Dates
| June Date | Who Gets Paid |
|---|---|
| June 11 | Birthdays 1–10 |
| June 18 | Birthdays 11–20 |
| June 25 | Birthdays 21–31 |
These are the two important Wednesdays to remember if your birthday is 11–20 June. Remain alert and ensure your records are updated to receive your financial support without delay.
With June 18 and June 25 fast approaching, understanding the Social Security payment schedule is more important than ever—especially if your birthday falls between the 11th and 20th.
Be proactive: confirm bank and mailing information, monitor SSA updates, and allow time for any delays. Staying informed ensures your vital benefits arrive on time, supporting your financial stability this summer.
FAQs
Why are there three different payment dates each month?
To manage claim volume and reduce processing burdens, SSA divides payments across three Wednesdays based on recipients’ birthdays.
Can SSI recipients expect payments on June 18?
No. SSI follows its own schedule, typically on the 1st of the month—this June, it was paid early on May 30.
I missed my June 18 payment—what now?
Wait three business days, check with your bank, and if it’s still missing, contact SSA at 1-800-772-1213.