Niks
If you still haven’t claimed your $1,400 IRS stimulus check, time is running out! The IRS has confirmed that June 15, 2025, is the final deadline to file your claim.
This payment, originally part of the American Rescue Plan Act of 2021, provided crucial relief to millions of Americans. But many eligible individuals still haven’t received their check.
Whether you missed it because you didn’t file, had outdated information, or faced life changes — you may still be able to claim your money. This article explains who qualifies, how to file, and why it’s critical to act now.
What Is the $1,400 IRS Stimulus Check?
The $1,400 stimulus payment was the third round of Economic Impact Payments distributed in 2021. While most Americans received it automatically, over one million people missed out due to errors, missed tax filings, or eligibility confusion.
The good news? It’s not too late. You can still claim the money through the Recovery Rebate Credit when filing your 2021 tax return — but only if you do so by June 15, 2025.
Important: This is a refundable tax credit, meaning you can receive the full amount even if you had no income or owed no tax.
Quick Summary of the Stimulus Check
| Topic | Details |
|---|---|
| Deadline to Claim | June 15, 2025 |
| Maximum Amount | $1,400 per eligible individual + $1,400 per qualifying dependent |
| Eligibility | Based on 2021 income and filing status |
| How to Claim | File a 2021 tax return, claim Recovery Rebate Credit |
| Applies To | Anyone who missed or under-received the third stimulus check |
Who Qualifies for the $1,400 Stimulus Check?
Eligibility is based on your Adjusted Gross Income (AGI) from your 2021 tax return:
| Filing Status | Full Payment if AGI Is: | Phase-Out Ends At: |
|---|---|---|
| Single | $75,000 or less | $80,000 |
| Married Filing Jointly | $150,000 or less | $160,000 |
| Head of Household | $112,500 or less | $120,000 |
In addition to the base payment, you can claim $1,400 for each qualifying dependent — including college students, disabled adult dependents, and elderly parents.
Example:
A single parent with two children earning $68,000 in 2021 would receive:
- $1,400 for self
- $1,400 per child
Total: $4,200
Why Some People Missed the Payment
Common reasons why millions didn’t get their stimulus check include:
- Not filing a 2021 tax return
- Late filing (too late for automatic payment)
- Income changes that made them newly eligible
- Changed address or bank details
- Non-filers such as seniors or low-income individuals
How to Claim the Stimulus Check
Step 1: Gather 2021 Tax Information
You’ll need:
- W-2s, 1099s, or any income forms from 2021
- SSNs for you and all dependents
- Bank details for direct deposit (optional, but faster)
Step 2: File Your 2021 Tax Return
Use any of the following:
- IRS Free File (income under $73,000)
- Trusted tax software (TurboTax, H&R Block, etc.)
- VITA sites or Low-Income Taxpayer Clinics for in-person help
IMPORTANT: Complete Line 30 on Form 1040 to claim your Recovery Rebate Credit.
Step 3: Track Your Refund
Use the IRS “Where’s My Refund?” tool. Direct deposits usually arrive in 2–4 weeks after filing.
What Happens If You Miss the June 15 Deadline?
If you don’t file by June 15, 2025, you lose the right to claim this money — permanently. There will be no extensions or appeals. Act now to avoid losing out.
Smart Ways to Use Your $1,400
Many recipients are using this money to:
- Pay off credit card debt
- Cover rent or groceries
- Build an emergency fund
- Pay for job training or certification programs
If you didn’t receive your $1,400 IRS stimulus check, this is your last chance to claim it. Filing your 2021 tax return before June 15, 2025, could put up to $1,400 (or more) back in your pocket. Don’t miss this opportunity — act today!
FAQs
What’s the deadline to claim the $1,400 check?
You must file your 2021 tax return by June 15, 2025.
Can I still get the payment if I had no income?
Yes, even if you had no income, you can still receive the payment by filing a 2021 return.
Is the $1,400 stimulus check considered taxable income?
No, the stimulus check is a tax credit and is not taxable income.